…surely be unable to speak frankly on student loan burdens, high and rising tuition levels, institutional profiteering from student loans, and whether students benefit academically from attending college. But if…
Many students who planned on using federal student aid like Pell Grants and student loans to attend college this year faced an unexpected obstacle: the Free Application for Federal Student…
…take much once the regulations are finalized. This is just more evidence that we need to fundamentally rethink our approach to student loans. The short-term goal is for the courts…
…Writing: Interns will produce five well-researched and well-written essays—600-800 words each—on topics related to higher education. Potential topics include Title IX, student loans, school closures, the decline of Western civilization,…
…programs. The administration also claims existing law gives it the authority to create new ways to forgive student loans. So the student loans the Biden administration already has or wants…
While the Biden administration has at least nine plans to forgive student loans, some are much bigger than others. And the two biggest have now run into legal buzzsaws. The…
…of loan cancelation has drawn attention away from a more pressing issue in the student loan system. After the pandemic-induced student loan payment pause ended last year, the Education Department…
…of subsidizing sports is spread over tens of thousands of students, thereby costing each student less. At the University of Virginia, with 16,000 students, the mandatory intercollegiate athletic fee is…
…has succeeded in forgiving $ $169 billion of student loans for 4.76 million borrowers by transferring the financial burden from the students that took out the loans to taxpayers who…
…forgiving $167 billion of student loans for 4.75 million borrowers by transferring the financial burden from the students who took out the loans to taxpayers who did not. And they…
…extent of the Bennett Hypothesis for state-provided student financial aid, as discussed earlier, the evidence from federal student loans and federal tax benefits indicates that a substantial portion of student…
…loans correct a capital market failure … Federal student loans therefore solve a liquidity problem, not a pricing problem. Student loans are appropriate neither for raising revenue nor for subsidizing…
…The question echoes today when the Biden administration “forgives” student loans, effectively passing along the cost of those loans to the many Americans who did not borrow the money or…
…Save money for your children’s future education. It’s never too early to start. Open a 529 college savings account. Try to avoid student loans if possible, but if you are…
…gives it the authority to create new ways to forgive student loans. So the student loans the Biden administration already has or wants to forgive are a combination of existing…
…equally objectionable. One proposal is to waive all interest accrued for student debtors up to $20,000. Since many student debtors with accrued interest are able to continue paying down their…
…coming to realize how financially illiterate they are “only after facing financial challenges,” which extends beyond student loans—auto loan debt is $1.607 trillion, and consumer debt is $17.3 trillion. The…
…also claiming that existing law gives it the authority to create new ways to forgive student loans. So the student loans the Biden administration already has or wants to forgive…
…policies, but I can see why we might “tax” universities in some fashion when, for example, students largely fail to graduate or repay their student loans. And if we rely…
…government should seek neither to make nor to lose money from student loans. Student loans correct a capital market failure … Federal student loans therefore solve a liquidity problem, not…
…providing student loan relief to millions of Americans before the upcoming presidential election in November. Repeating what many have said before, federal student loans have significantly raised the cost of…
…and societal function. Worse, the doubling of the American higher education system brought in students who should never have been enrolled, much less graduated. Recently, a meta-analysis of undergraduate students…
…maximum amounts, influencing a student’s final aid package. For instance, a student might be eligible for a Pell Grant of $7,000, $3,000 in work-study, and $5,000 in loans. This formula…
…doctoral student demonstrating dramatic declines in the enrollment of underrepresented minority (URM) students in the UC system as a result of Prop. 209. Not peer reviewed at the time of…
…distinguishing between grants and loans or not telling students the total cost of attending. The bill would put an end to this. The main danger here is a badly formed…
Millions of potential and current college students fill out the Free Application for Federal Student Aid (FAFSA) every year. In 2020, Congress passed a law updating the FAFSA and the…
…Plague Return of Student-Loan Bills.” The ED can’t even send bills out properly, a problem arising largely because the Biden Administration simply does not believe students should have to repay…
…is giving students a full year before nonpayment will adversely affect a student who misses payments. Yet for MOHELA, giving students seven rather than 21 days is unforgivable and worthy…
It is no secret that the Biden administration wants to forgive student loans. One—of at least eight—of its forgiveness proposals has been definitively buried, which would have forgiven up to…
…believed. It went something like this: As college costs increased over the past few decades, more students resorted to student loans to cover the costs. The result was rising student…