Shifting student loans from the current government-as-lender model to the private market would be beneficial. As I recently reported, this shift would reduce malinvestment—educational spending that doesn’t justify its costs—while…
…fund federal student loans. A whopping $179 billion was granted in federal student loans in the 2024 Fiscal Year, representing nearly three-quarters of the ED budget. The ED does not,…
…disbursing Pell Grants to disadvantaged postsecondary students, and granting direct student loans to postsecondary students—and eliminate or relocate to other federal departments virtually every other program. The Legislative Guide identifies…
…the Small Business Administration (SBA) during Trump’s first term from 2017 to 2019. At the SBA, McMahon prioritized modernization, cutting red tape, and expanding access to loans and disaster relief….
…accreditor approval do not have access to federal financial aid programs like Pell Grants and student loans. But accreditation is broken. As I lay out in a new report, Should…
…and private donations. However, they still benefit from federal funding indirectly, as federal student aid, such as grants and loans, is directed to private colleges when students pay their tuition…
…and a professor would assign it as required reading. As with any graduate program, the students would be paying for this instruction through loans or possibly some other type of…
…let this chance slip you by. [RELATED: On Personal Finance] Deal with Your Existing Debts Almost every college student graduates with some debt, whether it’s student loans or a credit…
…unless we actively move to prevent it. [RELATED: Don’t Let Colleges Keep Ducking Accountability on Student Loans] Psychology as a Cultural Weapon The DSM listings are not just a matter…
…the law. The program is now open to all students. We also document and support reforms on student loans, continuing to call on Congress to get the feds’ hands out…
…[on default rates] beyond what any commercial lender would tolerate.” Subsequent ceiling increases followed, and, by the early ’90s, default rates exceeded 30 percent for student loans made to some…
…bidder. Campuses should be prioritizing opportunities for American students. And if losing out on foreign student tuition dollars forces schools to dig into their endowments, so be it. [RELATED: Higher…
…Loans] But the Biden Administration’s Overreach on Student Loans Has Created an Opportunity to Make the Transition But the Biden administration has reversed that. By forgiving massive amounts of student…
…as hallmarks of his presidency. He said nothing about the re-weaponization of Title IX through the Department of Education. He was silent on myriad attempts to cancel debt from student…
…reform and reduce federal spending are student loans and campus-based aid programs. Student Loans ($212+ billion over ten years) The juiciest target for cuts are student loans. The government…
…for helping to perpetrate the student loan crisis by making them have equal skin in the game—i.e., “co-sign loans and therefore assume equal risk with students before they get any…
…aid families with college students.” Previously limited to generally low-income students, the new law provided some assistance to students from families with incomes of nearly $100,000 annually—comfortably above the median…
…bank loans, not federal government loans. Students applied directly to banks for these loans, which the federal government guaranteed against default, and paid the interest while students were enrolled full-time…
Most of the problems with student loans are due to a misalignment of incentives. There are three parties to a student loan: the student, the lender—meaning the federal government because…
…trends in student loans are diverging a bit—subsidized and unsubsidized loans are down markedly from their peak, while Grad PLUS has been growing. Another revealing graphic shows the number of…
…education. America must change the financial system’s economic incentives: above all, colleges should assume partial responsibility for student loans. We urge Secretary McMahon to ask Congress to reform the Higher…
…students who were “too distressed” by the election. Not to be outdone, Harvard’s campus remains in turmoil, with faculty and law students staging “study-ins” reading George Orwell’s 1984 while brandishing…
…tremendously wealthy. Increasingly, students are seen as customers and future donating alumni. This educational environment is a banquet for wolves, with the students served up as the main course. Other…
…loan borrowers to discharge student loans in bankruptcy and require institutions they attended to accept 50 percent of the student’s outstanding loan responsibility. Protect the rights of students and professors….
…Heterodox Academy on account of its efforts to protect universities, faculty, students, protesters, and student organizations from a wide array of political litmus tests. The first part of the bill,…
…that student loans are equivalent to “debt peonage,” and the feasibility of abolishing the police. In Evanston, IL, the district is loaded with Critical Race Theory bilge. Schools there are…
…surely be unable to speak frankly on student loan burdens, high and rising tuition levels, institutional profiteering from student loans, and whether students benefit academically from attending college. But if…
Many students who planned on using federal student aid like Pell Grants and student loans to attend college this year faced an unexpected obstacle: the Free Application for Federal Student…
…take much once the regulations are finalized. This is just more evidence that we need to fundamentally rethink our approach to student loans. The short-term goal is for the courts…
…Writing: Interns will produce five well-researched and well-written essays—600-800 words each—on topics related to higher education. Potential topics include Title IX, student loans, school closures, the decline of Western civilization,…